What is the difference between USDC and XRP?

USDC (USDC) and XRP (XRP) are both cryptocurrencies with different market capitalizations. XRP has approximately 1.2x the market cap. Compare their prices, volumes, and market performance.

Which has a higher market cap: USDC or XRP?

XRP has a higher market capitalization at $89.81B compared to USDC at $74.43B. Market cap represents the total value of all circulating coins.

What would USDC price be if it had XRP market cap?

If USDC reached the market cap of XRP, its price would be approximately $1.21, representing a 1.21x. This assumes constant circulating supply.

What is circulating supply?

Circulating supply is the number of coins or tokens that are currently available and circulating in the market. It excludes coins that are locked, reserved, or not yet released. This is different from total supply and max supply. Circulating supply is used to calculate market cap: Price × Circulating Supply = Market Cap.

What is the difference between circulating supply and maximum supply for USDC and XRP?

USDC has a circulating supply of 74,436,771,622 coins, while XRP has 62,744,504,852 coins. Circulating supply is the amount currently available and trading in the market. Maximum supply is the total number that will ever exist. A lower supply with high demand can lead to higher prices, while higher supply means more coins are available for trading.

What is USDC's market cap?

The market cap of USDC is currently $74.43B. Market cap is calculated by multiplying the current price ($1.00) by the circulating supply (74,436,771,622 USDC).

What is XRP's market cap?

The market cap of XRP is currently $89.81B. Market cap is calculated by multiplying the current price ($1.43) by the circulating supply (62,744,504,852 XRP).

What is USDC's all-time high (ATH)?

The all-time high of USDC is currently $1.04. This means USDC is currently 4.1% below its peak price. The ATH represents the highest price ever recorded for this cryptocurrency.

What is XRP's all-time high (ATH)?

The all-time high of XRP is currently $3.65. This means XRP is currently 60.8% below its peak price. The ATH represents the highest price ever recorded for this cryptocurrency.

What is 24-hour trading volume?

24-hour trading volume represents the total value of all trades executed in the past 24 hours. USDC has a 24h volume of $14.71B, while XRP has $2.54B. Higher volume indicates more liquidity and typically easier buying/selling with less price impact.

What does market cap rank mean?

Market cap rank shows a cryptocurrency's position relative to all other cryptocurrencies. USDC is ranked #6 and XRP is ranked #5. Rank #1 means the largest market cap in the crypto market. This ranking changes constantly as prices fluctuate.

How much would USDC be worth if it had XRP's market cap?

If USDC had XRP's market cap, its price would be approximately $1.21. This represents a 1.21x from its current price. This projection helps visualize the valuation gap between the two cryptocurrencies based on current market conditions.

Calculate the price of USDC with the market cap of XRP

Select two assets — we recalculate what the first would cost if it matched the second's total market value.

Coin A

Coin B

USDC price with the market cap of XRP

$1.21 (1.21x)

If USDC had XRP's market cap, its price would sit 20.7% above today's — a 1.21x move from the current price.

USDC mcap #6 $74.43B

XRP mcap #5 $89.81B

Holdings

USDC

At a glance

Market cap and pricing appear reasonably aligned

	USDC	XRP
Spot price	$0.9999	$1.43
Market cap	$74.43B	$89.81B
Fully diluted valuation	$74.43B	$143.12B
Global rank	#6	#5
24h high	$1.00	$1.45
24h low	$0.9997	$1.38
24h volume	$14.71B	$2.54B
Volume / market cap	+19.76%	+2.83%

Performance, extremes & supply

Slight momentum difference between the two

	USDC	XRP
24h change	+0.01%	+3.17%
7d change	+0.00%	+5.90%
30d change	+0.00%	+38.40%
All-time high	$1.04	$3.65
From ATH	-4.17%	-60.73%
All-time low	$0.8776	$0.002686
Circulating supply	74,436,771,622 USDC	62,744,504,852 XRP
Total supply	74,432,260,583 USDC	99,985,627,691 XRP
Max supply	Unlimited	100,000,000,000 XRP

Sentiment & social reach

Crowd signals, watchlist traction, and audience scale across public channels.

	USDC	XRP
Bullish sentiment	+100.00%	+61.43%
Watchlist users	$255.35K	$1.09M
Trend score	—	6
Reddit subscribers	$0.00	$0.00
Telegram users	$0.00	$0.00

Dev activity & network

Code contribution cadence, open-source reach, and on-chain protocol attributes.

	USDC	XRP
Commits (4w)	—	4

Frequently asked questions

Answers about these assets and how the comparison is calculated.

What is USDC?

USDC (USDC) is a cryptocurrency that operates on blockchain technology. It can be used for peer-to-peer transactions, investments, and various decentralized applications depending on its specific features and use cases.

What is XRP?

XRP (XRP) is a cryptocurrency that operates on blockchain technology. It can be used for peer-to-peer transactions, investments, and various decentralized applications depending on its specific features and use cases.

What makes USDC different from XRP?

USDC (USDC) and XRP (XRP) are different cryptocurrencies with distinct use cases, technical implementations, and market positions. They may differ in consensus mechanisms, transaction speeds, supply models, and ecosystem development. Compare their market caps, trading volumes, and historical performance to understand their relative positions in the crypto market.

Should I buy USDC or XRP?

This comparison tool helps you understand the market valuations, but it does not constitute financial advice. Both cryptocurrencies have different use cases, risk profiles, and market positions. Do your own research, understand the technology, and consider your risk tolerance before investing. Past performance does not guarantee future results.

Where can I buy USDC and XRP?

Both USDC and XRP can be purchased on most major cryptocurrency exchanges including Coinbase, Binance, Kraken, and others. You will need to create an account, verify your identity, deposit funds, and then trade for the cryptocurrency you want.

How does USDC work?

USDC operates on blockchain technology using a consensus mechanism to validate transactions. The specific technical details depend on whether it uses Proof of Work, Proof of Stake, or another consensus algorithm. Transactions are recorded on a distributed ledger maintained by network nodes.

How does XRP work?

XRP operates on blockchain technology using a consensus mechanism to validate transactions. The specific technical details depend on whether it uses Proof of Work, Proof of Stake, or another consensus algorithm. Transactions are recorded on a distributed ledger maintained by network nodes.